Self—employment, or a tax on professional income, is a special tax regime for those who sell goods of their own production and provide services. It is not suitable for everyone — there are a lot of restrictions that will not allow you to get the status of self-employed. However, for many people it is beneficial: the tax rate is 4-6%, you do not have to pay insurance premiums, and reporting is minimal — you just need to remember to make sales in a special application and actually pay taxes.
Nevertheless, even with all the simplicity, the self-employed may still have questions. In this text, we will deal with income certificates.
Why a self-employed person may need an income statement
The document is needed in approximately the same cases as a person working under an employment contract. Namely:
- When receiving loans. The bank needs to understand whether the borrower will be able to repay the debt.
- When applying for a visa. Consulates of foreign countries often want to know that you have a job in your country of residence and a constant flow of money. However, it is not a fact that the department will take into account the certificate of income of the self-employed. But it's worth a try.
- When applying for assistance from the state. Many subsidies and benefits are tied to income — you have to prove that the family has less than a certain level. All cash receipts are taken into account. And if it turns out that some part has not been declared, problems may arise up to the accusation of fraud. So it is important to carefully collect all references.
- If necessary, prove the legality of income. Individuals who have not crossed the path of someone influential do not face this very often. But there are cases when you have to explain that the money you receive is not involved in laundering operations, is not related to extremist and terrorist activities, and so on.
Where can a self-employed person get a certificate of income
You can do this through the My Tax application or in its browser version — the algorithm is the same.
Click the "Other" button on the bottom panel.
Click on the "Help" tab.
Select the "Income Statement" item, and then the year for which you want to receive it.
In response to the request, a help form will be generated for you according to CND 1122036 of the Federal Tax Service of Russia dated June 05, 2019 No. SD-4-3/10848 "On professional income tax certificates" . There will be an electronic signature of the tax inspector on it. The document can be saved or forwarded by e-mail.
