Pay restaurant bills and utility bills in cash. This will make spending tangible, and it will be harder to spend extra.
Monthly set aside a small amount to a special account. A solid amount accumulates over the year, which can be invested in the business or spent usefully.

Don't waste money on entertainment. Do something at home or finally spend time with your family.
Catalogs and advertising in the mailbox — the temptation to spend money on everything. Just unsubscribe from such mailings and do not read ads – your expenses will be significantly reduced.
If you are in the habit of buying everything , write a list of everything you want to buy , except the most necessary. View it once a month, and if you still need it, buy it.
Cook at home, don't eat in restaurants. Buy groceries less often, use semi–finished products, recipes in a hurry - it's not only cheaper, but also more useful.
Daily exercise will help to refuse medical care, and hence bills for it.
Put the money in envelopes by category: groceries, utility bills, etc. – your bills will always be paid.
Every week discuss financial issues with your other half. Make sure both are aware of each other's expenses.
You can easily organize data by income and expenses using simple spreadsheets (Google Docs, Spreadsheets).
First pay the bills, then plan all other expenses
Exercise at home and run in the park nearby – no need to pay for classes in the gym.
Give up cable TV and watch good movies on DVD. You will have plenty of time for other activities.
Regular disposal of junk will not only simplify and clean up your life, but also wean you from buying unnecessary things so as not to clutter it up again.
Give away unnecessary things – clothes, books, toys. If you need something, ask. Perhaps you will get it for free.
Use barter – exchange things and services. This art will save you a lot of money.
Save money on online wallets. It is much more difficult to withdraw funds from them than to enter them – in addition, you can earn money on them.
Save on gifts. Give things made with your own hands, spend time with your loved ones. Generosity is inexpensive.
Teach your children to give gifts, spend, save and earn money – this will save a lot of money in the future.
Happiness is not about spending money. New fashions require purchases, and purchased items quickly become unnecessary. Look for joy in nature, study, training, and communication with loved ones.

20 Money Hacks: Tips and Tricks to Improve Your Finances