The monthly budget is very important for every family. The ability to plan it is no less important task. The time has passed when housewives kept family budgets in their thick greasy notebooks. The development of computer technology allows any family to predict their financial balance for a month. The Internet is teeming with an abundance of programs for managing family budgets, developer companies in pursuit of customers supplement their programs with all kinds of charts and reports, their feasibility and functionality are sometimes very doubtful. My advice to you: start with the simplest and most sensible program that will allow you not to spend evenings flying, clogging up data and frantically analyzing balances.
One of the very good, and at the same time simple programs is the Family Budget 3 Aleexpro Lite, it is distributed for free, because it is a stripped—down version, although its functionality was not affected. An intuitive and simple interface will allow you to keep a budget without unnecessary problems for both a seasoned financier and a blonde housewife.
It will be easy for even your child to figure out that the button with the depicted "basket" means the expenses that you have incurred or plan to incur, and the "wallet" means dad's and mom's income. In addition to the standard names of income and expenses, you can add your own, for example, as an income called "Dad won the lottery", etc.
Your monthly balance (the difference between income and expense) is always displayed at the top in the program, and "total" is at the bottom, this is the amount of either income or expense, it all depends on what data you are working with.
Just in case, it is possible to set a password for the reporting of the holy of holies of your family. As you can see, everything is very simple and clear, it will be easy for you to keep a family budget, even if you have never done calculations.
In fact, budget management is the first, serious step towards financial wealth. Perhaps some of you will be skeptical about this issue, but still, I will suggest that you try to keep your budget for three months, every day entering data into the program will take no more than 15 minutes.
As a result of your fruitful work, you will receive invaluable benefits. You will be able to predict how much and what you will need for the next month. You may think that it would be better to buy something in bulk and cut costs somewhere. Teach your children to plan expenses, "I didn't think in advance that you need to buy a new big toy, so you won't get it...", teach them that the availability of money in your wallet does not depend on the abundance of tears and the power of whining.
In general, you will be able to take control of your life, and a new day will not become a new struggle for you, at the most crucial moment one roll of toilet paper will still be on the shelf, and you will be able to breathe a sigh of relief, relax, because whatever, life is just wonderful.
The article is provided by the author of the blog "Ukrainian project ua.Consult" by Roman Stirsky.
